Volume 6| Issue 1

February 2023

The Credit Union for employees and retirees of South Dublin | Fingal | Dun Laoghaire-Rathdown County Councils and their family members 

February 2023

 

Looking out for you through life's ups and downs

 

Be Fraud Aware 

 

Do you know how much interest you pay on your credit card? 

A recent survey carried out by the Irish League of Credit Unions found that two thirds of Irish credit card users were unaware of their credit card interest rate, and how it works.  

The survey on credit card spending finds consumers still lack understanding of how credit card interest is calculated

• Over half of Irish consumers own a credit card, however 66% do not know how much interest they pay
• 58% of respondents project that they will use their credit cards for monthly ad-hoc purchases, despite this lack of awareness on interest
• 61% say they do not understand how credit card interest works

 

 

 

Holiday Loans now available 

 

Black Raven Credit Union, along with CU Safe, will be calling to your office soon:

Fingal County Council: 

County Hall Swords, Wednesday 22nd February 2023, 12.30pm - 2pm

DLR County Council:

County Hall DLR, Wednesday 8th March 2023, 12.30pm - 2pm 

Ballyogan operations centre, Wednesday 22nd March 2023, 9.45am - 10.45am

South Dublin County Council:
County Hall, Tallaght, Wednesday 29th March 2023, 12.30pm - 2pm

We will be available to discuss :

• Joining
• Opening an account for a family member
• Opening a joint account
• Online services/Mobile App
• Services available
• Loans
• Any other questions you have

 

CU Safe will be joining us on the day, please feel free to call by to discuss the range of insurance products that they offer.

 

Open a junior account online 

If you want to start your child's saving journey, why not open a junior account today? 

We have made it easier to do this on our App. Simply click the 'Join Our Credit Union' tab on the home page of our App.  

Junior membership applications can now be completed online through our website www.blackravecu.ie. or on our Black Raven Credit Union App.  

Membership Benefits: 

• Flexible loans at great rates 
• Personalised service 
• Lower rates on loans 
• Savings protection 
• Free life insurance *t&c's apply
• Member, not a customer 

 

• Home renovations are even more affordable by spreading the repayment term up to 10 years.

• No hidden charges.

• No penalties for early repayment

• Interest is calculated on a reducing loan balance

Lending terms and conditions apply 

 

Winners Corner 

February Cash Draw: 

Our 67th Draw took place on 14th February 2023!! The 14 lucky winners have been notified of their prizes and how they can go about drawing down the prize money.  Please see below list of winners.  The total prize fund for 2023 is a minimum of €80,000. Not signed up to the draw? To enter download the draw entry form below and return it to enquiries@blackravencu.ie  More entries equal more prizes. If you’re not in, you can’t win!!

 

Black Raven Credit Union Limited is regulated by the Central Bank of Ireland

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