Volume 5| Issue 4

August 2022

The Credit Union for employees and retirees of South Dublin | Fingal | Dun Laoghaire-Rathdown County Councils and their family members 

August Newsletter 

 

Welcome to our latest Newsletter, we have some great services on offer below with Black Raven Credit Union. 

Ulster Bank Credit Cards 

Ulster Bank customers have 6 months to clear their credit card balances.  If you have been affected by this why not speak to us today about our debt consolidation loan? Pay off your existing credit card debt and consolidate it into one easy, affordable loan. We are here to discuss a new financial plan with you.

Withdrawals 

Did you know withdrawals request can be made through your CU Online Account, by using the quick transfer section? Not registered? Why not speak to a member of staff today who can advise you of the steps for setting up online access.

Free Life Savings Insurance - Unique to Credit Unions

• What is life savings insurance?
  Life Savings Insurance is an additional benefit attached to your Black Raven Credit Union Account.  In the event of your death, in addition to your Shares (Savings), your nominated person(s) will receive an additional lump sum of money from Life Savings Insurance.

• How is life savings insurance calculated?  
  The amount paid out in the event of an eligible member’s death will depend on your age at date of death and your savings history.
  The maximum insurable amount is €12,700. No insurance is payable on amounts saved after your 70th birthday.
  Withdrawal of shares will impact on the amount of Life Savings Insurance cover received. 
  As a guideline
  Every €1 you save with Black Raven Credit Union provides the following insurance benefit
  Shares lodged up to your 55th Birthday (or lowest balance thereafter)
  €1 per €1 saved
  Shares lodged from your 55th to your 60th Birthday (or lowest balance thereafter) 75c per €1 saved
  Shares lodged from your 60th to your 65th Birthday (or lowest balance thereafter) 50c per €1 saved
  Shares lodged from your 65th to your 70th Birthday (or lowest balance thereafter) 25c per €1 saved
  Shares lodged from your 70th Birthday onwards NIL
• Who is eligible for Life Savings Insurance
  To be eligible for Life Savings Insurance, you must be a member of Black Raven Credit Union before your 70^th birthday
• Why not speak to a member of staff today to see if your nomination is up to date.

If you have a question or want to discuss your finances, please reach out to myself or the Team at Black Raven, we are here to help.

Susan Lynch, Chief Executive, Black Raven Credit Union

 

 

Back to school is expensive. With uniforms, books, and supplies it’s easy to see how the costs can add up!

Why not speak to us today about our Flexible back to school loan.

Standard terms and conditions apply.

 

• No transaction charges or hidden fees
  
• Personalised service
• Flexible loans at great rates 
• Free life savings insurance and loan protection insurance with no direct cost to the member *t&c's apply
  
• Easy online transfers to bank accounts 
  
• Online digital signing
• Repay directly from your wages (deduction at source to your credit union account)
• Direct Debit facilities 
• Bill payment facilities
  
• Online Banking, access 24/7

 

 

CU Safe Insurance 

Life is full of unexpected twists and turns. And though we do our best to plan for the road ahead, we never know what’s around the corner. As a member of Black Raven Credit Union you have access to some great insurance deals from CU Safe Insurance.

CU Safe offer Credit Union members a wide range of insurance products, such as:

• Travel Insurance 
• Home Insurance 
• Car Insurance 
• Van Insurance 
• Life Insurance 
• Income Protection Insurance 
• Funeral Expenses Insurance 
• Mortgage Protection Insurance 

 

Are you looking for some Foreign Currency? Why not use our foreign partner Fexco (www.no1currency.ie) to have your travel money delivered securely, straight to your door.  Scan the QR code above to visit their website or click the link below. 

 

Our Money Saver Account is a great place to save for Back-to-School Expenses and/or Christmas, it’s also a place to save for a rainy day or to save to treat yourself or a loved one. Our Money Saver Account is a facility where Members save for regular expenses or those one-off big purchases. Inflation has returned and at Black Raven we want to assist Members with budgeting for expenses.  We want to ensure members maximise their purchasing power, value for money should be accessible for all. 

Talk to us today about how to set up a Money Saver Account. 

 

IMAGINE OWNING THE CAR OF YOUR DREAMS! IMAGINE OWNING THE CAR FROM THE MINUTE YOU DRIVE OFF THE FORECOURT!
Whether you’re dreaming of an upgrade, a hybrid, your very first car or even exiting from a PCP agreement, you’ll find our Special Car Loan rate very competitive. For a fair, flexible loan you won’t have to look far.  This is a flexible, low cost loan available to our members. Lending terms and conditions apply.

• Our Special Car Loan Rate now applies to Electric Cars of up to €50,000.  All other vehicles qualify for the Special Car Loan rate of up to €30,000
• No transaction charges or hidden fees 
• Personalised service
• Flexible loans at great rates 
• Free life savings insurance and loan protection insurance with no direct cost to the member *t&c's apply
• Easy online transfers to bank accounts 
• Online digital signing
• Repay directly from your wages (deduction at source to your credit union account)
• Direct Debit facilities 
• Bill payment facilities 
• Online Banking, access 24/7

 

Winners Corner 

July Cash Draw: 

Our 64th Draw took place on the 23rd August 2022 !! The 14 lucky winners have been notified of their prizes and how they can go about drawing down the prize money.  Please see below list of winners.  The total prize fund for 2022 is a minimum of €80,000. Not signed up to the draw? To enter download the draw entry form below and return it to enquiries@blackravencu.ie  More entries equal more prizes. If you’re not in, you can’t win!!

 

Black Raven Credit Union Limited is regulated by the Central Bank of Ireland

 

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